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Miscellaneous Class

Burglary Insurance

Burglary insurance provides protection against incidents of theft to your property. This policy covers losses or damages to your property and its contents in your business premise due to:

  • Theft by actual, forcible and violent entry
  • Theft or attempted theft by a person feloniously concealed on the said premises
  • Hold-up or armed robbery

Fidelity Guarantee

This insurance provides coverage to the employer against pecuniary loss sustained as a result of a dishonest act of an employee. Such pecuniary loss may include misappropriation of fund or stock, theft of properties or abscondment of money by employee resulting in direct financial loss to the Employer. 

Some of the major exclusion under policy includes unexplained losses and loss discovered after the discovery period. This policy can be arranged on all employees, employee by category or named employee basis.

Golfer

This policy is created to provide total peace of mind while you play and indulge. This golf insurance covers you against accidents on any golf courses and your equipment against losses or damages due to fire or theft. It can also be extended to cover your family against personal accident. Coverage:

  • Public liability
  • Personal Accident coverage
  • Losses and damages to golf clubs, equipment and personal belongings due to fire and theft
  • Hole-in-One reward
  • Extension to cover breakage of clubs

 

Money

This insurance provides coverage to the Insured against loss of Money in the form of Cash, Bank Notes, Currency Notes, Cheques, Postal or Money Orders whilst:

  • being kept in a locked safe, cash register in the premises, or
  • being in transit from the premises to the bank and vice versa.



From causes like burglary, armed robbery or hold-up or any other losses not otherwise excluded in the policy. 


Plate Glass

This insurance provides coverage to the Insured against breakage of plate glass on the premises as a result of unforeseen incident of misfortune.This may include breakage of glass including writing or ornamentation (provided it is specifically insured) against fire, impact damage, malicious damage, storm tempest or any other causes not specifically excluded under the Policy.

 

Small & Medium-Sized Businesses (SMEs)

This policy is special design for small & medium enterprise, an 12-in-1 comprehensive plan which can be tailored to be a complete risk management solution for businesses based on preferred industry segments and risks appetite, aligning to your business objectives. (Fire, All Risks, Glass, Fidelity Guarantee, Burglary, Machinery Breakdown, Public Liability, Employer’s Liability, Money, Fire Consequential Loss, Electronic Equipment & Group Personal Accident)